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7281 SW 13th Ter, Miami FL 33144
About this home
Welcome to this well-maintained Miami property featuring a 2-bed, 2-bath main home plus a private 1-bed, 1-bath efficiency/apartment with its own entrance, living room area, full kitchen and bedroom—ideal for in-law quaters income-producing rental with FIU nearby. The main home offers an inviting layout filled with natural light, generously sized bedrooms, and a spacious primary suite featuring two closets and an en-suite bathroom. Lovingly cared for over the years, this home is move-in ready to enjoy as is or serves as the perfect canvas to add your own personal touch. The expensive updates are already done, including a newer 2022 CONCRETE TILE ROOF, complete copper repipe with NO CAST IRON plumbing—a significant advantage for Miami homeowners—a brand-new 2026 SEPTIC TANK AND DRAIN FIELD, newer tankless water heater, 2026 washer, newer concrete driveway, refreshed landscaping with great curb appeal, and newly installed backyard sod. The oversized driveway provides parking for multiple vehicles, while an additional storage unit on a concrete pad adds even more functionality. Conveniently located near major highways, shopping, dining, schools, and FIU, this property is well suited for both homeowners and investors. Whether you're looking for a primary residence with rental income potential or a comfortable multigenerational living arrangement, this home delivers. Best of all, there's NO HOA!
Features
- First Floor Entry
- Family Room
- Studio Apartment
- None
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,211
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.