280 SW 20th Rd # 904, Miami FL 33129
About this home
Rare opportunity to own one of the largest and most flexible penthouse lofts in the area—a uniquely oversized two-level residence offering exceptional volume and design potential. This spacious 1BR/1.5BA showcases soaring ceilings, expansive living areas, and sliding glass doors that open to the balconies and bring in abundant natural light for a true loft-style feel. Two private balconies frame open city and partial bay views, while the versatile footprint can be easily reimagined or customized to fit a variety of lifestyles—ideal for an end-user seeking a distinctive home or an investor eyeing upside potential. The kitchen features stainless steel appliances, and the primary bath has been tastefully updated. Additional highlights include a walk-in closet, ample storage, and a functional two-story layout that enhances privacy and separation of spaces. Walk to Brickell's shops, restaurants, and daily conveniences—minutes from Downtown Miami, Coconut Grove, Coral Gables, and Key Biscayne, with easy highway access.
Features
- First Floor Entry
- Fire Sprinklers
- Walk-In Closet(s)
- Open Balcony
- Other View
- Skyline
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $2,523
- HOA
- $750 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.