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Condominium
$140,000$345 / sqft
7720 Harding Ave # 12, Miami Beach FL 33141
Listed
0
Bedrooms
1
Bathrooms
406 sqft
Interior
1958
Year built
$506 / mo
HOA
Condominium
Type
About this home
One-of-a-kind studio in a prime North Beach location! Investor friendly with immediate rental income potential and no waiting period! This beautiful boutique condo is situated just a 3-minute walk to the beach, beachfront parks, the Miami Beach Bandshell, supermarkets, restaurants, pharmacies, and banks. Located on the second floor, this bright unit with natural light while offering fabulous views of Harding Avenue and the Miami Beach skyline. The smartly designed 406 sq. ft. A massive, extra-large walk-in closet offers excellent versatility and can easily double as a den or home office. Enjoy free street parking via city registration and public transit just steps away. Easy to show - schedule today. I have private mortgage available with 30% down payment interested only 4 year balloon payment at 7.9% interest. ASSOCIATION DOES NOT ALLOW SHORT TERM RENTALS.
Features
- Second Floor Entry
- Exterior Cat Walk
- None
- Other View
Leasing
- Minimum lease
- 180 days
- Leases permitted per year
- 2
Leasing terms as stated in the MLS listing, not verified by us. The association’s governing documents control what is actually permitted and can change — confirm before you buy.
Location
Approximate — shows the building, not the unit.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for studio rentals in Miami Beach, from 200 active listings; the middle half ask $1,880–$3,300.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.