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10203 Collins Ave # 2701, Bal Harbour FL 33154
About this home
Perched atop Oceana Bal Harbour, this fully renovated and never-lived-in penthouse offers unobstructed panoramic views of the Atlantic Ocean and Biscayne Bay. Spanning approximately 8,000 SF of interiors and 2,300 SF of wraparound terraces, the residence features 4 bedrooms plus staff quarters, 5 full baths, 2 powder rooms, an office, and children’s study within a unique, expansive layout. The grand primary suite includes oversized his and her dual dressing rooms and a spa-inspired bath. Finishes include custom PEDINI Italy millwork, Opustone natural stone, and curated furnishings by Minotti and other premier Italian brands, complemented by state-of-the-art smart home technology. A turnkey sky residence in one of Bal Harbour’s most prestigious oceanfront towers.
Features
- Cooking Island
- Entrance Foyer
- Other
- Walk-In Closet(s)
- Den/Library/Office
- Family Room
- Maid/In-Law Quarters
- Storage
- Utility Room/Laundry
- Open Balcony
- Tennis Court(s)
- Bay
- Intracoastal View
- Ocean View
- Direct Ocean
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $202,262
- HOA
- $15,500 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.