Skip to content
All listings
Villa at 10209 SW 20th Ter, Miami FL 33165Active
1 / 22

Photo 1 of 22

Waterfront · Villa
$515,000$534 / sqft

10209 SW 20th Ter, Miami FL 33165

2
Bedrooms
2
Bathrooms
964 sqft
Interior
1972
Year built
$26 / mo
HOA
Villa
Type

About this home

Welcome to this beautifully updated 2-bedroom, 2-bathroom villa offering the perfect blend of modern luxury, peace of mind, and an open layout filled with lots of natural light. No detail was spared on structural and home system upgrades, featuring a brand-new roof, full impact windows and doors, a new 2026 A/C system, a 2023 water heater, a new washer/dryer, and fresh paint inside and out. Step across the brand-new luxury vinyl flooring—which is 100% waterproof and scratchproof—into a chef’s kitchen boasting new stainless steel appliances, premium Calacatta quartz countertops, and a massive countertop perfect for eating or gathering. Both bathrooms are elegantly upgraded with porcelain tile and matching Calacatta quartz. Step outside to your private patio area overlooking a serene canal, beautifully finished with high-end porcelain tile. This villa is in a community with an extremely low HOA, and you can rent it right away, making it perfect for homeowners and investors alike!

Features

  • First Floor Entry
  • Attic
  • Canal

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$2,630

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$2,604
HOA
$26 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
RE3 Community Development

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.