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Single Family Residence at 642 86th St, Miami Beach FL 33141Active
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Single Family Residence
$720,000$667 / sqft

642 86th St, Miami Beach FL 33141

2
Bedrooms
2
Bathrooms
1,080 sqft
Interior
1948
Year built
None
HOA
Single Family Residence
Type

About this home

Discover Villa Ola, a 2-bed + den twin home that captures the essence of Miami Beach living. Located on Biscayne Point, you’re steps from North Beach & North Shore Park. This home has been beautifully updated w/ remodeled living spaces, restored oak wood floors, a modern kitchen w/ SS appliances, an extra large walk in closet, & remodeled bathrooms. Upgrades include 2025 impact windows/doors, 2026 water heater, 2019 roof, 2022 copper wiring & HVAC, and updated plumbing. The spacious den, used as an office or 3rd bedroom, overlooks the private backyard w/ abundant light & banana trees—a true tropical oasis. Villa Ola is more than a home: it's a beachside retreat where mornings start with ocean walks & evenings lead to Miami Beach’s best nightlife. Furniture negotiable. Showings available on Friday, Saturday, and Sunday. Also, available for annual or short term lease (6 months min.) starting August 10th.

Features

  • First Floor Entry
  • Closet Cabinetry
  • Other
  • Walk-In Closet(s)
  • Den/Library/Office
  • Fruit Trees

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,641

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$3,641
HOA
None

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Coldwell Banker Realty

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.