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Waterfront · Condominium
$3,590,000$1,755 / sqft
1135 103rd St # 405, Bay Harbor Islands FL 33154
Listed
2
Bedrooms
3
Bathrooms
2,046 sqft
Interior
2024
Year built
$5,451 / mo
HOA
Condominium
Type
About this home
From the moment you step off your private elevator, you are greeted by turquoise waters and total serenity. This designer 2BR + den, 3BA at Onda spans 2,046 SF, tucked inside Bay Harbor Islands’ most exclusive boutique building of just 41 residences. Customized with exceptional attention to detail, a soothing warm palette carries through every finish. The enclosed den flexes as a 3rd bedroom, office, or media room. The open split floor plan, styled in contemporary design, is built for effortless entertaining and easy living. Snaidero kitchen with Miele appliances, Statuarietto marble baths, motorized shades throughout and an expansive 400 SF terrace made for bay view sunrises and sunsets. A true wellness retreat awaits: rooftop pool & spa, sauna, yoga studio, Technogym fitness center, private marina, EV charging, 2 garage spaces, 24-hr valet, 5-star concierge, whole-building water filtration. A 45' Boat Slip is also available for additional purchase. Just steps to 96th Street restaurants & shops, parks, places of worship and A-rated Ruth K Broad with Bal Harbour Shops, Surfside and the beach minutes away. Unit sold partially furnished.
Features
- Lobby
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Laundry Tub
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Open Balcony
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 2-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $2,350–$5,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.