All listings
Active
Active1 / 8
Photo 1 of 8
Waterfront · Townhouse
$485,000$318 / sqft
22578 SW 89th Pl, Cutler Bay FL 33190
Listed
3
Bedrooms
3
Bathrooms
1,526 sqft
Interior
2006
Year built
$130 / mo
HOA
Townhouse
Type
About this home
Enjoy privacy, beautiful lake views, and breathtaking sunsets from this completely renovated lakefront townhome in the gated community of The Isles of Bayshore. Bright and spacious, this 3-bedroom, 2.5-bath home was fully renovated in 2022 with impact windows and doors, solar panels, whole-home water filtration, new A/C, and a new water heater. The open kitchen features custom cabinetry, ample storage, a pantry, stainless steel appliances, an eat-in counter, and stunning lake views. The spacious dining and living areas flow into a bright family room, ideal for an office or additional living space. A half bath and access to the private, pavered lakefront patio complete the first floor. Upstairs, three generously sized bedrooms feature beautiful flooring. The primary suite offers a large walk-in closet and an ensuite bath with double sinks and an oversized shower. A convenient laundry room includes a newer washer and dryer (less than one year old). Enjoy resort-style amenities with a low HOA, including a clubhouse, two pools, Jacuzzi, fitness center, playground, and bike/jog paths. Additional features include a one-car garage with automatic opener and a dedicated 240V outlet ready for an electric vehicle. Owner occupied. 24-hour minimum notice required. Pre-approval letter required to schedule showings.
Features
- First Floor Entry
- Walk-In Closet(s)
- East Of Us1
- Lake
Leasing
- Minimum lease
- 365 days
- Leases permitted per year
- 1
- Ok To Lease
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $2,600–$3,300.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.