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646 NE 81st St, Miami FL 33138
About this home
Private gated English Tudor estate on a rare 17,000+ SF triple lot in Miami’s coveted Upper East Side. Offering more than 3,500 square feet of living space, this beautifully renovated residence blends timeless architectural character with modern upgrades and expansive outdoor living. Recent improvements include wide-plank European flooring throughout, impact windows and doors, a new inverter A/C system, and a renovated chef’s kitchen featuring Sub-Zero refrigeration, a six-burner gas range with double ovens, and a distinctive poured-concrete floor. Original Tudor details and a classic fireplace add warmth and character throughout the home. Designed for the South Florida lifestyle, a spacious covered patio overlooks the heated glass-tiled saltwater pool, creating the perfect setting for entertaining and year-round enjoyment. Lush tropical landscaping and producing mango, avocado and coconut trees create a private, resort-like setting. Adding remarkable flexibility, the detached, fully independent two-story guest house offers more than 700 square feet of additional living space with its own entrance, full kitchen, bedroom, 1.5 bathrooms, laundry, and separate living area, ideal for guests, extended family, a private office, gym, creative studio, or income-producing opportunity. Close to the Design District and Wynwood, this rare offering combines privacy, space, character, and convenience in one of Miami’s most desirable neighborhoods. A Beautiful Miami Home! Make It Rein!
Features
- First Floor Entry
- Entrance Foyer
- French Doors
- Other
- Pantry
- Pull Down Stairs
- Split Bedroom
- Volume Ceilings
- Cottage
- Den/Library/Office
- Garage Apartment
- Great Room
- Separate Guest/In-Law Quarters
- Maid/In-Law Quarters
- Storage
- Studio Apartment
- Utility Room/Laundry
- Lighting
- Fruit Trees
- Garden
- Pool
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $12,389
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.