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Condominium at 6965 Harding Ave # 401, Miami Beach FL 33141Active
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Condominium
$340,000$452 / sqft

6965 Harding Ave # 401, Miami Beach FL 33141

1
Bedrooms
2
Bathrooms
752 sqft
Interior
1981
Year built
$555 / mo
HOA
Condominium
Type

About this home

Experience the best of Miami Beach living in this bright and spacious corner 1 bedroom, 2 bathroom residence at Harding Villas Condo. Located just steps from the ocean, this light-filled home features impact windows and doors, porcelain tile throughout the unit, beautiful kitchen with quartz countertops and the rare advantage of two full remodeled bathrooms. Enjoy an unbeatable location within walking distance to the beach, oceanfront walking and jogging paths, restaurants, cafés, supermarkets, shopping, and public transportation. Nestled in a well-maintained boutique building, residents benefit from assigned covered parking, nearby public parking, laundry facilities, and a tranquil residential setting. With immediate rental eligibility, this property is ideal as a primary residence, vacation retreat, or investment opportunity. Easy to show. Low HOA maintenance fee in the area.

Features

  • First Floor Entry
  • No Additional Rooms
  • None
  • Other View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$2,274

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$1,719
HOA
$555 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Sunny Florida Group LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.