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Single Family Residence
$679,000$557 / sqft
8730 SW 190th St, Cutler Bay FL 33157
Listed
3
Bedrooms
2
Bathrooms
1,218 sqft
Interior
1959
Year built
None
HOA
Single Family Residence
Type
About this home
Desirable Whispering Pines 3BR/2BA pool home with NO HOA and NO CDD! Situated on a quiet, tree-lined street, this home features numerous recent updates, including a NEW ROOF on the home and workshop (September 2026), new dishwasher (August 2026), new water heater (July 2026), new kitchen countertops (June 2026), and a rescreened pool enclosure (November 2025). Additional features include impact-resistant windows and doors, a natural gas range, washer and dryer, a 3-ton Ruud A/C system (2014), and a convenient hot-and-cold outdoor shower. The one-car garage offers a storage loft, while the concrete-block workshop with electricity provides additional space for projects, hobbies, or storage. Enjoy the fenced backyard and screened pool area, perfect for relaxing and entertaining. Bring your RV, or golf cart!! Conveniently located near parks, shopping, dining, biking and walking trails, and Town of Cutler Bay facilities and activities. Enjoy easy access to Black Point Marina, Old Cutler Road, US-1, and the Florida Turnpike. A wonderful opportunity to enjoy the South Florida lifestyle in an established neighborhood
Features
- First Floor Entry
- Attic
- Other
- Utility/Laundry In Garage
- Fruit Trees
- Outdoor Shower
- Garden
Location
Approximate — shows the building, not the unit.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,200–$5,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.