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Single Family Residence
$674,900$440 / sqft
9971 SW 197th St, Cutler Bay FL 33157
Listed
3
Bedrooms
2
Bathrooms
1,534 sqft
Interior
1967
Year built
None
HOA
Single Family Residence
Type
About this home
This family-oriented community in Cutler Bay, South Florida with NO HOA, has excellent curb appeal with a charming brick and CBS home that combines durability and aesthetic appeal. The residence features 3 bedrooms and 2 bathrooms within 1,534 square feet of comfortable living space. It includes a private saltwater pool built in 2016, ideal for relaxation and entertainment, and the large 8,558-square-foot lot offers ample space for outdoor gatherings, barbecues, and family events. The property is equipped with a whole-house Generac generator, ensuring continuous power during South Florida hurricanes and outages, providing peace of mind. Additional features include accordion shutters for storm protection, a sturdy metal roof, an upgraded air conditioner installed in 2025, newer kitchen appliances, and a gas water heater, stove, and dryer for energy efficiency. Located conveniently near shopping centers, top-rated schools, entertainment venues, and hospitals. This home is easy to show and ready to welcome its new family.
Features
- First Floor Entry
- Family Room
- Recreation Room
- Utility/Laundry In Garage
- Garden
Leasing
- Minimum lease
- Not stated
- Ok To Lease
Leasing terms as stated in the MLS listing, not verified by us. The association’s governing documents control what is actually permitted and can change — confirm before you buy.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,200–$5,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.