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9982 SW 196th St, Cutler Bay FL 33157
About this home
Welcome home to one of Cutler Bay's most desirable communities! This beautifully updated property offers the perfect combination of comfort, lifestyle, and investment potential. Featuring a fully renovated kitchen, new flooring throughout, a 2022 roof, and a private pool, this home is truly move-in ready and designed for enjoying South Florida living year-round. Located in a quiet, family-friendly neighborhood with NO HOA, you'll enjoy the freedom of homeownership without additional restrictions or fees. The area is known for its strong sense of community, excellent residential appeal, and consistent property appreciation, making it an outstanding opportunity for both first-time homebuyers and savvy investors. Conveniently situated just minutes from the Florida Turnpike, US-1, top-rated medical facilities, shopping centers, restaurants, parks, and everyday conveniences, this location offers the perfect balance between accessibility and tranquility. Imagine hosting family gatherings in your spacious backyard, relaxing by the pool on sunny Florida afternoons, and creating lasting memories in a home that has already undergone major updates. With strong market demand, a highly desirable location, and valuable upgrades already completed, this property offers not only a beautiful place to live but also an exceptional long-term investment.
Features
- First Floor Entry
- Utility Room/Laundry
- None
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,110
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.