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Waterfront · Villa
$11,750,000$2,316 / sqft
110 Reef Ln # 10, Key Biscayne FL 33149
Listed
7
Bedrooms
6
Bathrooms
5,074 sqft
Interior
2014
Year built
$9,867 / mo
HOA
Villa
Type
About this home
This exceptional villa at Oceana Key Biscayne offers a rare combination of privacy, expansive living space, and resort-style amenities, truly a one-of-a-kind oceanfront ultra luxury residence. Meticulously upgraded with more than $2 million in professionally planed upgrades, the home features four spacious en-suite bedrooms, a private office, maid’s quarters, and 5.5 bathrooms. Set on an expansive and oversized 11,400 square-foot lot, one of the largest in the private community, the villa offers the privacy and scale of a private single-family home while providing the unparalleled benefits of direct beach access and Oceana’s world-class amenities. The residence features a brand-new swimming pool, fully equipped summer kitchen with BBQ, sophisticated finishes, and thoughtfully designed indoor and outdoor spaces ideal for both relaxed family living and entertaining. Residents enjoy access to Oceana’s exceptional lifestyle offerings, including a state-of-the-art fitness center, a curated spa, a beachfront private restaurant, pool service, tennis courts, and direct access to the beach. Additional private storage within both the villa and the main building further enhances the functionality of this extraordinary property. A truly rare offering in Key Biscayne, combining the privacy and scale of a luxury home with the service, amenities, and beachfront lifestyle of one of Miami’s most exclusive communities.
Features
- Lobby
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Custom Mirrors
- Fire Sprinklers
- Volume Ceilings
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.