PendingPhoto 1 of 30
9314 SW 212th Ter, Cutler Bay FL 33189
About this home
Welcome to waterfront living in the desirable Lakes by the Bay community! This spacious 2-story home offers 4 bedrooms, 2.5 bathrooms, and breathtaking lake views that create a peaceful retreat right in your own backyard. Thoughtfully designed with a functional layout, this home provides ample space for everyday living, entertaining, and a growing family. Enjoy bright living areas, generous bedrooms, and endless opportunities to customize the home to your personal style. Nestled in a centrally located, family-oriented neighborhood close to parks, schools, shopping, dining, and major highways. Whether you're enjoying a morning coffee overlooking the lake or unwinding after a long day, the picturesque setting makes every day feel like a getaway.
Features
- First Floor Entry
- Stacked Bedroom
- Walk-In Closet(s)
- Utility Room/Laundry
- Room For Pool
- Lake
- Water
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,686
- HOA
- $110 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.