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Single Family Residence
$670,000$325 / sqft
22023 SW 95th Pl, Cutler Bay FL 33190
Listed
3
Bedrooms
2
Bathrooms
2,062 sqft
Interior
2004
Year built
$90 / mo
HOA
Single Family Residence
Type
About this home
Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.
Features
- Entrance Foyer
- 3 Bedroom Split
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Attic
- Den/Library/Office
- Family Room
- Separate Guest/In-Law Quarters
- Maid/In-Law Quarters
- Storage
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,200–$5,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.