200 Ocean Lane Dr # 401, Key Biscayne FL 33149
About this home
A premier oceanfront residence in Key Biscayne offering sweeping panoramic views and direct beach access just steps away. Positioned on the coveted 01 line, this expansive 3-bedroom plus den, 3-bath home features sunlit interiors and floor-to-ceiling windows that frame the ocean from nearly every room, creating a seamless connection to the horizon. Generous living and dining areas are designed for both relaxed daily living and effortless entertaining, while refined finishes and thoughtful details enhance the overall sense of comfort and sophistication. The well-proportioned layout includes a versatile den ideal for a home office or additional lounge space. Complete with impact glass, an open balcony, and access to full-service building amenities, this residence captures the essence of elevated coastal living in one of Key Biscayne’s most desirable beachfront communities.
Features
- First Floor Entry
- Closet Cabinetry
- Entrance Foyer
- Den/Library/Office
- Open Balcony
- Direct Ocean
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $18,204
- HOA
- $4,044 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.