738 SW 7th Ter, Florida City FL 33034
About this home
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the desirable Villas of Palm Bay community in Homestead. Move-in ready and thoughtfully updated, this one-story residence features a new roof and A/C installed in 2023, offering added value and peace of mind. Situated on a spacious 5,000-square-foot fenced lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or simply relaxing in your own private backyard. The functional single-story layout offers comfortable everyday living and flexible use of space. Conveniently located near schools, parks, shopping, dining, Baptist Hospital, Homestead Air Reserve Base, and the Florida Turnpike, this home also offers easy access to Biscayne National Park and the Florida Keys. Enjoy a location that combines comfort, convenience, and easy access to everything South Florida has to offer.
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- French Doors
- Split Bedroom
- Volume Ceilings
- Walk-In Closet(s)
- Den/Library/Office
- Utility Room/Laundry
- Lighting
- Garden
- Direct Ocean
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $1,820
- HOA
- $150 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.