Skip to content
All listings
Townhouse at 22256 SW 89th Court, Cutler Bay FL 33190Pending
1 / 40

Photo 1 of 40

Waterfront · Townhouse
$484,000$267 / sqft

22256 SW 89th Court, Cutler Bay FL 33190

3
Bedrooms
1,812 sqft
Interior
2005
Year built
$146 / mo
HOA
Townhouse
Type

About this home

Wake up to peaceful lake views and unwind each evening with breathtaking sunsets from your private covered lakeside patio. This bright and spacious end-unit townhome inside the gated community of The Isles of Bayshore features 3 bedrooms and 2.5 baths, an upgraded kitchen with granite countertops, stainless steel appliances, and a walk-in pantry. Beautiful wood flooring flows throughout the second level, while the luxurious primary suite offers a spa-inspired bath with an oversized shower and dual rainfall heads. Convenient upstairs laundry, a 1-car garage, two-car driveway, and nearby guest parking add everyday ease. Enjoy resort-style amenities including 2 pools, a Jacuzzi, fitness center, and playground.

Features

  • Cooking Island
  • Pantry
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Utility Room/Laundry
  • East Of Us1
  • Lake
  • Water
  • Lake View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$2,593

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$2,447
HOA
$146 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Charles Rutenberg Realty FTL

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.