8895 SW 184th Ter, Cutler Bay FL 33157
About this home
rare opportunity in Cutler Bay where space, privacy, and lifestyle come together on an expansive 0.39-acre lot. This well-maintained residence features a bright, open layout filled with natural light, creating a warm and inviting atmosphere for everyday living and effortless entertaining. Impact windows add comfort, efficiency, and peace of mind throughout the home. Step outside to your own private backyard retreat with a sparkling pool and generous patio space—perfect for relaxing weekends or hosting guests while enjoying the South Florida lifestyle. The home is move-in ready, while also offering the opportunity to personalize and elevate over time to match your own style and vision. Set on an oversized lot, the property provides both privacy and long-term potential—an increasingly rare combination in today’s market. With no HOA, enjoy added freedom and flexibility rarely found in this area. Ideally located in a quiet residential setting with convenient access to major roads, shopping, dining, and schools, this property presents a unique blend of immediate livability and future upside. Opportunities like this—where space, flexibility, and lifestyle align—are becoming increasingly limited.
Features
- First Floor Entry
- Closet Cabinetry
- Cooking Island
- Pantry
- No Additional Rooms
- Garden
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $4,955
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.