8121 SW 205th St, Cutler Bay FL 33189
About this home
Welcome to Saga Bay living! This spacious 4-bedroom, 2-bath home offers nearly 2,000 sq ft of living space on an oversized lot with room for a pool. Featuring a functional one-story layout, tile flooring throughout, family room, Florida room, circular driveway, and 2-car garage, this home is ideal for families or investors alike. Located just minutes from Saga Bay Park, shopping, dining, and top commuter routes, this property combines comfort, convenience, and long-term value. Priced below market value, this home presents an excellent opportunity for instant equity and future appreciation in one of Cutler Bay’s most established communities. Don’t miss your chance to own in sought-after Saga Bay!
Features
- First Floor Entry
- Family Room
- Florida Room
- Utility/Laundry In Garage
- None
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,312
- HOA
- $54 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.