234 NE 3rd St # 909, Miami FL 33132
About this home
Experience true loft-style living in this bright, open-concept one-bedroom, one-bath residence at The Loft Downtown Miami. Unlike many units in the building, this home features a fully enclosed bedroom and an additional closet added by the previous owner, providing valuable extra storage. Soaring 10-foot ceilings, abundant natural light, modern finishes, stainless steel appliances, and an efficient layout create an inviting Downtown home ready to make your own. Flexible occupancy and closing dates can be accommodated. Brand-new modern flooring flows throughout the living area, while large windows and balcony doors fill the residence with natural light. The L-shaped kitchen features sleek white high-gloss cabinetry, modern countertops, and a stainless steel appliance package. The stylish bathroom offers a vanity, brass-and-globe lighting, and spa-inspired finishes. Hurricane-impact windows and a private balcony complete the space. Enjoy the best of urban Miami living with low HOA dues that include water and internet! Building amenities include a pool, fitness center, sauna, steam room, club room with billiards, a two-story Zen-inspired lobby, and 24-hour front desk and security. Resident parking is conveniently located across the street. Steps from the MetroMover, Bayside, Bayfront Park, Kaseya Center, Miami Dade College, and Miami Worldcenter, with easy access to Brickell, Edgewater, Miami Beach, Wynwood, and the Design District.
Features
- Other
- Volume Ceilings
- None
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $1,461
- HOA
- $737 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.