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881 Ocean Dr # 20A, Key Biscayne FL 33149
About this home
Step into luxury with this spectacular water front 3-bedroom, 3-bath residence boasting 3,120 sq ft of elegant living space. Perfectly situated in the heart of Key Biscayne. This home offers panoramic bay views and resort like beach access creating the ultimate coastal lifestyle. Expansive open floor plan with abundant natural light, floor to ceiling windows and wrap around balconies. Gourmet kitchen with premium appliances and elegant bathrooms. This unit offers luxury, comfort and excellent location perfect for those looking for serene retreat with the conveniences of island living minutes from exciting urban Miami.
Features
- Closet Cabinetry
- Elevator
- Entrance Foyer
- Storage
- Open Balcony
- Bay
- Ocean View
- Direct Ocean
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $18,204
- HOA
- $2,607 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.