ActivePhoto 1 of 40
430 Grand Bay Dr # 307, Key Biscayne FL 33149
About this home
Step off your private elevator into your own foyer and feel instantly at home. This updated, light-filled 3BR + maid's quarters / 4BA offers a wonderfully functional layout - open living and dining area, family room, and a partially open kitchen with snack counter, all flowing to a spacious garden terrace with peaceful green views. Three full ensuite bedrooms. The primary suite is bright and spacious with its own private balcony. Impact windows throughout. Move-in ready. Boutique building. Enjoy Grand Bay's five-star amenities: beach service, pool, fitness center, concierge, valet, tennis and padel courts, and more - all steps from the Ritz-Carlton! Island living at its finest.
Features
- Lobby
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Entrance Foyer
- Roman Tub
- Stacked Bedroom
- Family Room
- Maid/In-Law Quarters
- Utility Room/Laundry
- Open Balcony
- Garden View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $17,192
- HOA
- $3,118 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.