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Condominium at 1176 97th St # 404, Bay Harbor Islands FL 33154-2047Active
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Condominium
$3,650,000$1,569 / sqft

1176 97th St # 404, Bay Harbor Islands FL 33154-2047

3
Bedrooms
4
Bathrooms
2,326 sqft
Interior
2026
Year built
$6,620 / mo
HOA
Condominium
Type

About this home

Experience elevated wellness living at THE WELL Bay Harbor Islands, a boutique luxury residential community designed to nurture mind, body, and spirit. This new corner residence offers 3 bedrooms, 3.5 bathrooms, expansive floor-to-ceiling glass windows, and seamless indoor-outdoor living through a private terrace. Thoughtfully curated interiors feature custom Italian cabinetry, quartz countertops, Sub-Zero and Wolf appliances, spa-inspired bathrooms, aromatherapy integration, and advanced air and water purification systems. Residents enjoy over 22,000 SF of world-class wellness amenities, including a rooftop ozone saltwater pool with cabanas, fitness and wellness center, sauna and steam rooms, cold plunge, treatment rooms, tea room, reading lounge, concierge and valet services, and over 150 monthly wellness classes. Additional highlights include a functional medicine doctor onsite, paddle boards and kayaks on Bay Harbor Bay, Zen gardens, and a house car to a private beach club. Developed by Terra Group and David Martin, with interiors by Meyer Davis, THE WELL offers a rare opportunity to live in Miami’s most exclusive wellness-focused community. Ideally located in Bay Harbor Islands, minutes from Bal Harbour Shops, beaches, fine dining, and top Miami destinations. Furnishings by Vesta.

Features

  • Built-in Features
  • Cooking Island
  • Fire Sprinklers
  • Roman Tub
  • East Of Us1
  • Open Balcony
  • Bay
  • Garden View
  • Intracoastal View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$25,076

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$18,456
HOA
$6,620 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Compass Florida, LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.