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Waterfront · Condominium
$3,200,000$2,055 / sqft
Surfside, FL, 33154
Listed
3
Bedrooms
3
Bathrooms
1,557 sqft
Interior
1965
Year built
$2,265 / mo
HOA
Condominium
Type
About this home
Exceptional oceanfront residence at Spiaggia in the heart of Surfside, with direct, unobstructed Atlantic Ocean views and immediate beach access. This spacious 3-bedroom, 3-bath home plus den features a highly desirable layout that combines comfort, elegance and generous living spaces—designed for everyday living and memorable moments with family and friends. Expansive living and dining areas are filled with natural light, while the flexible den is ideal for a home office, media room or guest space. Enjoy true oceanfront living in a full-service beachfront condominium offering beach service, oceanfront pool, gym, attended lobby, valet parking and Shabbat elevator. Privileged location at the crossroads of Surfside, Bal Harbour and Bay Harbor Islands, just a few minutes’ walk from Bal Harbour Shops, fine dining, boutiques, houses of worship and the Surfside Community Center, offering fitness, aquatic and recreational amenities including tennis, swimming and kayaking. Experience a unique coastal lifestyle where nature and convenience come together—wake up to the Atlantic, enjoy the scenic oceanfront boardwalk for walking, jogging or biking, and easily access dining, shopping and everyday essentials without needing a car. A rare opportunity to own in one of Miami’s most sought-after coastal communities. Cryptocurrency-funded offers condidered, subject to mutual acceptable terms.
Features
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Elevator
- Shabbat Elevator
- Split Bedroom
- Walk-In Closet(s)
- Den/Library/Office
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $2,900–$11,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.