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Condominium at 860 NE 78th St # 303, Miami FL 33138Active
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Waterfront · Condominium
$249,999$384 / sqft

860 NE 78th St # 303, Miami FL 33138

1
Bedrooms
2
Bathrooms
651 sqft
Interior
1973
Year built
$365 / mo
HOA
Condominium
Type

About this home

Welcome to your own slice of paradise! Bay Vista Towers is located in an upcoming and metropolitan area, right across the bridge from North Miami Beach. The condo unit has been FULLY renovated from the concrete floor up! Enjoy brand new appliances, kitchen cabinets, a beautiful granite counter top, a spacious kitchen pantry, a trending stainless steel sink and faucet, brand new range, refrigerator, and dishwasher plus bright new kitchen lighting. The bathrooms have all new vanities, light fixtures, toilets and faucets. The dining room has a modern lighted ceiling fan. The entire unit has new paint and the ceiling was completely refinished to remove the old popcorn texture. There is brand new flooring throughout (closets and all!). New hurricane impact window and sliding glass door to the balcony! Just bring your belongings and furniture! The building is waterfront, has a private pool and a dock for loading and unloading. The building was re-roofed in the past few years and the exterior has been painted. It has had both the 40 & 50 year inspections. There are no outstanding assessments. Enjoy the convenience of an in building laundry room right downstairs; not to mention your own assigned parking space under cover. The building security includes being gated and the a new keyed elevator, so you have the a high level of peace of mind.

Features

  • Elevator
  • Pantry
  • Walk-In Closet(s)
  • East Of Us1
  • None
  • Open Balcony

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$1,629

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$1,264
HOA
$365 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
La Rosa Realty LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.