12322 SW 186th Street, Miami FL 33177
About this home
Beautifully maintained and lovingly cared for by the same owners since 1995, this charming home offers modern updates while maintaining warmth and character throughout. Enjoy a cozy patio area perfect for relaxing or entertaining friends. A unique feature of the property includes two private in-law suites with separate exterior entrances and no interior access, offering great flexibility for guests, or potential income opportunities. Conveniently located near major highways, shopping, dining, schools, and parks. A rare opportunity to own a home that has been truly cherished over the years — this one will not last long!
Features
- Cooking Island
- Foyer
- Separate Guest/In-Law Quarters
- Maid/In-Law Quarters
- Maid'S Quarters
- Utility Room/Laundry
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,413
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.