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Active
Townhouse
$565,000$340 / sqft

12704 SW 131st Ter, Miami FL 33186

3
Bedrooms
3
Bathrooms
1,660 sqft
Interior
2017
Year built
$270 / mo
HOA
Townhouse
Type

About this home

Welcome to 12704 SW 131st Terrace, a well-maintained 3-bedroom, 2.5-bathroom townhouse in the heart of Miami's West Kendall community. All three bedrooms and two full bathrooms are on the second floor, along with an in-unit washer and dryer for added everyday convenience, while a half bathroom on the first floor adds extra functionality for guests. The upgraded patio is the true gem of this home — a warm, inviting space perfectly designed for gathering with friends and family. Ideally located just minutes from London Square, home to Costco, T.J. Maxx, HomeGoods, Ross, and much more, this address sits in one of Miami-Dade's fastest-growing corridors with easy access to both the Florida Turnpike and the 826 expressway — putting all of Miami within effortless reach.

Features

  • First Floor Entry
  • Other
  • None

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,127

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$2,857
HOA
$270 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
White Canvas Real Estate, LLC.

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.