8950 SW 197th St, Cutler Bay FL 33157
About this home
Comfortable, quiet oasis in desirable Whispering Pines section of Cutler Bay. This home is ideal for those who love outdoor living. This 4/2 features an outdoor covered patio area that is perfect for entertaining friends and family or enjoying cold beverages with a view to the pool. This home has easy access to the Florida Turnpike and US1 from Caribbean Blvd, and is also a short drive to Black Point Marina and a short drive to Everglades National Park. This home features a metal roof, updated PVC plumbing, sun-filled living spaces, and plenty of room to park your boat or fifth wheel. This home offers the perfect blend of quiet comfort and functionality. Whispering Pines is more than a neighborhood—it’s a community, hosting year-round events like golf cart parades, chili cook-offs, wing fests, and so much more.
Features
- First Floor Entry
- Other
- Garden
- Pool
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,792
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
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Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.