35781 SW 178th Pl, Homestead FL 33034
About this home
Looking for a lower mortgage payment without paying new construction premiums? This beautifully maintained townhouse offers a possible assumable FHA loan with a 3.875% fixed interest rate for qualified buyers a rare opportunity in today's market. Located in the desirable Siena Reserves community, this 3-bedroom, 2.5-bath home sits on a premium lot and features an open, light-filled floor plan with modern finishes throughout. The stylish kitchen showcases quartz countertops and ample cabinetry, making it ideal for both everyday living and entertaining. Step outside to your private patio with a custom-built pergola, creating the perfect space to relax, entertain, or let pets enjoy the outdoors. The home also includes a washer, dryer, and blinds, making it truly move-in ready. Pride of ownership is evident throughout, as the current owners have meticulously cared for every detail. Conveniently located near shopping plazas, The Falls Mall, restaurants, parks, schools, urgent care facilities, and major roadways, you'll enjoy easy access to everything you need. Don't miss this exceptional opportunity to own a move-in-ready home with the added advantage of a low assumable interest rate. Schedule your private tour today!
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Walk-In Closet(s)
- Garden View
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $1,769
- HOA
- $215 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.