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21462 SW 91st Ave, Cutler Bay FL 33189
About this home
Beautifully remodeled home located in the highly sought-after community of Monterey Lakes/ Lakes by the Bay, Cutler Bay. This stunning residence is located in a cul-de-sac, and features modern upgrades throughout, offering the perfect blend of style, comfort, and functionality. Enjoy spacious living areas, an updated kitchen with contemporary finishes, beautiful bathrooms, and a covered patio terrace with an oasis-like outdoor space ideal for entertaining or relaxing. Home features 2018 A/C, new impact windows and doors, recess lighting throughout and modern lighting fixtures and contemporary design. Nestled in a desirable neighborhood with access to excellent amenities, parks, schools, shopping, and major roadways, this home is a wonderful opportunity to enjoy South Florida living at its finest. Note: Actual living square footage is 1806 as the garage has been converted to a 4th bedroom with a closet and it is being used as an office by the owners. Schedule your showing, this home won't last.
Features
- First Floor Entry
- Garage Converted
- None
- Other
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,034
- HOA
- $118 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.