13040 N Bayshore Dr, North Miami FL 33181
About this home
Beautifully designed Key West-style waterfront home blending timeless architecture with the best of South Florida living. This spacious five bedroom, four-bathroom residence offers an effortless indoor-outdoor lifestyle, with warm coastal charm, inviting living spaces, and a layout designed for both relaxed everyday living and entertaining. Set along 75 feet of prime waterfront, the property seamlessly connects to the tranquil canal with beautifully maintained outdoor spaces and a very spacious backyard that captures the essence of luxury island living. Rich in character and filled with natural light, this residence is located within the gated community of Keystone, offering a rare combination of privacy, charm, and true waterfront living in one of the area’s most desirable settings.
Features
- First Floor Entry
- Other
- Canal
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $27,811
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.