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Waterfront · Single Family Residence
$4,999,000$1,411 / sqft
13040 N Bayshore Dr, North Miami FL 33181
Listed
4
Bedrooms
4
Bathrooms
3,542 sqft
Interior
2015
Year built
None
HOA
Single Family Residence
Type
About this home
Beautifully designed Key West-style waterfront home blending timeless architecture with the best of South Florida living. This spacious five bedroom, four-bathroom residence offers an effortless indoor-outdoor lifestyle, with warm coastal charm, inviting living spaces, and a layout designed for both relaxed everyday living and entertaining. Set along 75 feet of prime waterfront, the property seamlessly connects to the tranquil canal with beautifully maintained outdoor spaces and a very spacious backyard that captures the essence of luxury island living. Rich in character and filled with natural light, this residence is located within the gated community of Keystone, offering a rare combination of privacy, charm, and true waterfront living in one of the area’s most desirable settings.
Features
- First Floor Entry
- Other
- Canal
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$25,278
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $25,278
- HOA
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.