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8132 Harding Ave # 6, Miami Beach FL 33141
About this home
A video tour is available on YouTube - search “8132 Harding Ave Unit 6 Miami Beach condo for sale” to view the property video. Studio in Miami Beach 5 min walk to the beach (just 1 block from the Beach!). Located in the heart of North Beach, ideally located along historic Harding Avenue. The property is close to the beach, North Shore Park Bandshell, neighborhood cafés, restaurants, shopping, and everyday conveniences. With a very low monthly HOA fee, this studio offers an affordable opportunity for an owner-occupant or a long-term investor. One-year rentals are permitted, providing flexibility for buyers looking to use the property as a primary residence or rental investment. The location offers easy access to Collins Avenue, the 79th Street Causeway, I-195, and the mainland. This is a chance to purchase a well-located Miami Beach studio near quieter beaches and everything North Beach has to offer.
Features
- First Floor Entry
- East Of Us1
- Other View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $657
- HOA
- $230 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.