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Waterfront · Condominium
$1,396,000$1,103 / sqft
Surfside, FL, 33154
Listed
2
Bedrooms
2
Bathrooms
1,266 sqft
Interior
1965
Year built
$2,066 / mo
HOA
Condominium
Type
About this home
Experience the best of oceanfront living in this beautifully remodeled and fully furnished corner unit 2-bedroom, 2-bathroom residence at Spiaggia, ideally located in the heart of Surfside. Offering 1,266 square feet of living space and lovely ocean views, this elegant residence features new tile flooring, impact-resistant glass, a spacious walk-in closet, and an in-unit washer and dryer. The updated kitchen is appointed with granite countertops and stainless steel appliances, combining style and functionality. Spiaggia offers an exceptional beachfront lifestyle with direct beach access and beach service, a swimming pool, fitness center, concierge, valet parking, and a Shabbat elevator. Just moments from Surfside’s charming shops, restaurants, houses of worship, and the world-renowned Bal Harbour Shops, this residence offers the perfect blend of comfort, convenience, and coastal living.
Features
- First Floor Entry
- Open Balcony
- Skyline
Leasing
- Minimum lease
- 30 days
- Leases permitted per year
- 4
- Ok To Lease
Leasing terms as stated in the MLS listing, not verified by us. The association’s governing documents control what is actually permitted and can change — confirm before you buy.
Estimated loan & HOA
$9,125
Loan payment and HOA only. Property tax and insurance are significant here and are included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 2-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $2,300–$5,600.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.