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1233 102nd St, Bay Harbor Islands FL 33154
About this home
Located on one of Bay Harbor Islands’ most desirable interior streets, 1233 102nd Street offers the perfect blend of comfort and potential. The home features tasteful updates that bring warmth and livability, while leaving room for a new owner to personalize and enhance further. Light-filled spaces, a welcoming layout, and a pleasant flow to the backyard and pool area create an easy, relaxed atmosphere - ideal for daily living or weekend gatherings. Set on the quiet north island, you’re just minutes from the beach, Bal Harbour Shops, top-rated schools, and neighborhood parks, all within one of Miami’s most beloved communities. A wonderful opportunity to enjoy the island lifestyle today, with the freedom to make it your own over time.
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- French Doors
- Vaulted Ceiling(s)
- Den/Library/Office
- Family Room
- Maid/In-Law Quarters
- Utility Room/Laundry
- Lighting
- Garden
- Pool
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $30,339
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.