All listings
Active
Active1 / 33
Photo 1 of 33
Waterfront · Single Family Residence
$8,900,000$2,704 / sqft
Surfside, FL, 33154
Listed
5
Bedrooms
4
Bathrooms
3,291 sqft
Interior
1945
Year built
None
HOA
Single Family Residence
Type
About this home
Build your masterpiece in Surfside. Prime 10,000 Square foot waterfront lot with direct ocean access and no fixed bridges. This highly coveted street is experiencing a massive luxury boom with gorgeous, ultra luxury modern mansions currently being built, all around. While you design and permit your custom architectural masterpiece, capitalize on continuous rental cashflow. The existing 5 bedroom 4 bath pool home features 20 foot ceilings, open floor plan with lots of light, lots of closet space, travertine and wood floors throughout and a spacious dock with shore power and beautiful sunset views. Build the ultimate estate, walking distance to the beach, houses of worship, Billionaire enclave: Indian Creek Island and Bal harbor Shops, all while zoned for the Top rated A+ Ruth K. Broad Bay Harbor School district. Rarely do these lots with these views become available.
Features
- First Floor Entry
- Atrium
- Bay
Estimated loan & HOA
$45,003
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $45,003
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 5-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $4,999–$19,750.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.