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9900 W Bay Harbor Dr # 402, Bay Harbor Islands FL 33154
About this home
Experience waterfront elegance at 9900 West, an exclusive boutique building with only 23 residences in Bay Harbor Islands. This 2-bedroom plus den, 2-bath, and powder room home offers 2,560 sq. ft. and terraces showcasing stunning bay and sunset views. Featuring a European design Kitchen by ITALKRAFT with Miele appliances, and premium finishes throughout. Amenities include a rooftop saltwater pool and spa, lush tropical landscaping, an entertainment suite with catering kitchen, fitness center, wellness spa with dry sauna and cold plunge, children’s playroom, dog wash station, and two parking spaces—delivering unmatched luxury and privacy.
Features
- First Floor Entry
- Den/Library/Office
- Open Balcony
- Bay
- Canal
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $16,181
- HOA
- $4,096 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.