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Single Family Residence at 13200 Ortega Ln, North Miami FL 33181Pending
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Waterfront · Single Family Residence
$2,700,000$978 / sqft

13200 Ortega Ln, North Miami FL 33181

3
Bedrooms
3
Bathrooms
2,760 sqft
Interior
1957
Year built
Not stated
HOA
Single Family Residence
Type

About this home

Live well in the coveted guard-gated enclave of Coronado Harbor in Keystone Point. This fully renovated single-story waterfront residence sits on 75 linear feet of canal frontage with direct Intracoastal and ocean access and zero fixed bridges, making it a true boater's paradise. Originally built in 1957 and reimagined in 2017, the home offers 2,579 SF of open-concept living with large-format tile floors, floor-to-ceiling impact glass throughout, and a seamless indoor-outdoor flow that puts the water front and center. The chef's kitchen features granite counters, custom wood cabinetry, and a wraparound breakfast bar that anchors the great room. Step outside to the covered patio with a built-in Argentinian parrilla grill, a massive pool surrounded by impact glass panels, a waterfront pergola lounge with fire pit and drapes, a private dock, and a dedicated cabana bath. 3 bedrooms, 3 full baths (one cabana bath), and a home office/breakfast nook with waterfront views complete the interior. Detached garage and a large paver driveway round out the package. No HOA. Keystone Point Security Guard Special Taxing Assessment approximately $650/year. Minutes to Bal Harbour Shops, Aventura, and Miami Beach.

Features

  • First Floor Entry
  • Closet Cabinetry
  • Den/Library/Office
  • Family Room
  • Florida Room
  • Built-In Grill
  • Outdoor Shower
  • Canal

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan payment

$13,653 + HOA

Loan payment only — this building's HOA dues aren't stated in the listing. Property tax and insurance are significant here and are not included.

Principal & interest
$13,653
HOA
Not stated

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

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Courtesy of
Vella Real Estate

Run the numbers

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Our default, not a market figure
Not stated in this listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, HOA, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.