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Pending
Waterfront · Condominium
$389,000$373 / sqft

770 NE 69th St # 6D, Miami FL 33138

1
Bedrooms
2
Bathrooms
1,042 sqft
Interior
1965
Year built
$1,522 / mo
HOA
Condominium
Type

About this home

At 1,042 square feet with direct Biscayne Bay and marina views, this is a lot of apartment for the price in one of Miami's most well-positioned waterfront buildings. The unit leans into a clean loft aesthetic, with refinished concrete floors, floor-to-ceiling impact glass, and an open plan that lets the kitchen, living, and dining areas breathe together naturally. Light and proportion are both right. Bathrooms are remodeled, and there's a walk-in closet plus dedicated additional storage. Assigned covered parking, a dishwasher, & pets are welcomed. Reserves are fully funded, concrete restoration is nearly complete, and a new roof is paid for. The marina fronting the property is under active restoration and generating rental income with completion expected within the year. Palm Bay is one of Miami's more distinctive addresses — a low-density waterfront community originally developed as a private tennis club, set on eight acres of landscaped grounds beneath a canopy of mature oaks. It feels closer to a private park than a condo complex. Residents enjoy a bayfront pool, jacuzzi, modern fitness center, and tennis/pickleball courts, plus direct water access for paddleboarding and kayaking. A private gate connects directly to Legion Park next door. Minutes from the beach, the Design District, Downtown Miami, I-95, and MIA. this is the ultimate retreat in the heart of the Upper Eastside.

Features

  • First Floor Entry
  • Storage
  • East Of Us1
  • Exterior Cat Walk
  • Open Balcony
  • Bay

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,489

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$1,967
HOA
$1,522 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Keller Williams Realty Miami Beach

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.