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Condominium at 9927 E Bay Harbor # 404, Bay Harbor Islands FL 33154Active
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Waterfront · Condominium
$3,500,000$1,346 / sqft

9927 E Bay Harbor # 404, Bay Harbor Islands FL 33154

3
Bedrooms
4
Bathrooms
2,600 sqft
Interior
2025
Year built
$2,990 / mo
HOA
Condominium
Type

About this home

Introducing The Regency Collection, a boutique waterfront sanctuary of modern elegance and sustainable design. Masterfully crafted by Kobi Karp Architecture with interiors by Debora Aguiar, this striking glass-clad residence features 33 exclusive homes with private boat slips and a rooftop pool deck overlooking the bay. Expansive terraces, floor-to-ceiling glass, and refined ceiling heights create luminous living spaces. Appointed with private elevators, Poliform kitchens, Miele appliances, and Antonio Lupi Italian fixtures, each residence delivers elevated luxury. Select penthouses offer private rooftop pools and sweeping panoramic views.

Features

  • First Floor Entry
  • Built-in Features
  • Closet Cabinetry
  • Cooking Island
  • Roman Tub
  • Walk-In Closet(s)
  • Other
  • Open Balcony
  • Other View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$20,688

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$17,698
HOA
$2,990 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
The Agency Florida LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.