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1135 103rd St # 701, Bay Harbor Islands FL 33154
About this home
Step Inside With Me! Presenting a corner residence at Onda Residences—Bay Harbor Islands’ newest construction bayfront address. Never lived in, this light-filled home is surrounded by turquoise waters at every turn. Offering 3 en-suite bedrooms, a spacious den, and expansive terraces framing open bay views. Floor-to-ceiling impact glass, a private elevator foyer, Italian porcelain flooring, and custom doors set a polished tone throughout. The Snaidero kitchen is finished with marble counters and Miele appliances, while spa-like baths feature marble finishes and Italian cabinetry. Onda Residences' outstanding amenities include a grand pool, Technogym fitness center, wellness spa, and EV charging station — plus 2 parking spaces, storage, and 24-hour valet. Moments from Bal Harbour Shops, Four Seasons Surf Club, and the beach.
Features
- Cooking Island
- Entrance Foyer
- Den/Library/Office
- Open Balcony
- Bay
- Intracoastal View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $26,294
- HOA
- $7,746 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.