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Waterfront · Single Family Residence
$3,100,000$1,445 / sqft
12805 Maple Rd, North Miami FL 33181
Listed
3
Bedrooms
2
Bathrooms
2,146 sqft
Interior
1957
Year built
None
HOA
Single Family Residence
Type
About this home
A rare opportunity to own waterfront in Keystone Island. This 3-bedroom, 2-bath home sits on a 9,375 sq ft lot with 75 ft of water frontage and direct ocean access. The property offers a classic single-story layout with a covered patio overlooking the pool and a lush, fenced backyard that runs right to the water. Davits are already in place along the seawall, and mature landscaping gives the property privacy on a quiet residential street. You can move in and enjoy the waterfront lifestyle now, renovate to your vision, or build new. Keystone Island gives you the boating access, neighborhood feel and location, with quick access to Bal Harbour, Aventura, Miami Proper, and the beaches. Bring your builder, your boat, or both.
Features
- First Floor Entry
- No Additional Rooms
- Canal
- Intracoastal View
- Water
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$15,675
Loan payment and HOA only. Property tax and insurance are significant here and are included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,200–$5,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.