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Condominium at 1120 102nd st # 7, Bay Harbor Islands FL 33154Active
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Condominium
$345,000$426 / sqft

1120 102nd st # 7, Bay Harbor Islands FL 33154

1
Bedrooms
1
Bathrooms
810 sqft
Interior
1964
Year built
$641 / mo
HOA
Condominium
Type

About this home

Welcome to the Golden Key Condominium in the heart of Bay Harbor Islands. A rare chance to get a great deal and completely renovate this 1 bed 1 bath w/ open floor plan. Approximately 65 additional square feet from enclosed balcony with windows and air conditioning, not included in the 810 sf. On site laundry , Pool, 1 assigned parking space, 1 large storage unit, can lease right away yearly for 1 year leases, max 2 people per unit, no pets. Close to the Prestigious Bal Harbor Shops, cafes & restaurants on Kane Concourse, Easy access to A1A and beach. A+ K-8 school located within walking distance; rated one of the safest cities in Florida year after year. 40 year certification in process, no special assessments being discussed or in place. All ages welcome. 2025 Budget has 10% + reserves.

Features

  • First Floor Entry
  • East Of Us1
  • None
  • Garden View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$2,386

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$1,745
HOA
$641 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Florida Capital Realty

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.